Suffering a ligament tear at work can significantly impact your ability to perform your job duties. In Pennsylvania, workers' compensation provides essential benefits to employees who sustain ligament tears on the job. This guide will walk you through the process of handling a ligament tear injury, ensuring you receive the benefits you deserve.
Types of Ligament Tears Covered
Workers' compensation in Pennsylvania covers various types of ligament tears, including:
- Anterior Cruciate Ligament (ACL) Tears
- Medial Collateral Ligament (MCL) Tears
- Posterior Cruciate Ligament (PCL) Tears
- Lateral Collateral Ligament (LCL) Tears
These injuries can result from accidents, falls, twisting, or repetitive strain while performing job-related tasks.
Steps to Take After a Ligament Tear Injury at Work
- Report the Injury Immediately
Notify your employer as soon as the injury occurs. Pennsylvania law requires you to inform your employer within 120 days of your work injury to be eligible for workers' compensation benefits. Prompt reporting helps avoid delays in receiving benefits.
- Seek Medical Attention
Obtain medical treatment immediately. Your employer may have a posted panel of physicians for which you would need to treat with in the beginning. Your employer may have a list of designated health care providers for which, if all other requirements are met, you must treat with for the first 90 days of treatment. Ensure that your injury is documented accurately by the medical professionals.
- The Workers' Compensation Claim
The claim will be reviewed by the employer’s insurance carrier. Your employer’s workers’ compensation insurance company can accept or reject your work injury claim. If your claim is denied or it has been accepted but the insurance company is not paying for treatment, delaying payment of compensation, having you examined by a doctor of their choosing or something doesn’t seem right you should contact an attorney.
What to Do If Your Claim Is Disputed or Denied
If your workers' compensation claim is denied or disputed:
- Contact an Attorney
An experienced workers' compensation attorney can guide you through the appeals process. Dugan & Associates focuses on such cases and can help protect your rights and secure the benefits you deserve.
- File a Claim Petition
Your attorney may need to file a Claim Petition with the Pennsylvania Workers' Compensation Bureau to request a hearing before a judge. . Your testimony will be presented and also the testimony or your physician most likely.The judge will review your case and determine whether you are entitled to benefits.
- Prepare for the Hearing
Gather all necessary documentation, including medical records and evidence of the injury. Your attorney will help you prepare your testimony and present your case effectively.
Receiving Compensation for Ligament Tears
If your claim is approved, you may be entitled to:
- Medical Benefits: Coverage for all reasonable and necessary medical treatments related to your ligament tear.
- Wage-Loss Benefits: Compensation for lost wages if your injury prevents you from working.
- Specific Loss Benefits: For amputations as well as for loss of use for all practical intents and purposes of the torn ligament.
If your claim was accepted but the insurance company is not paying for treatment, delaying payment of compensation, having you examined by a doctor of their choosing, or something doesn’t seem right, you should contact an attorney.
To learn more about the types of Workers’ Compensation benefits provided in Pennsylvania, please click here: https://www.dugan-associates.com/what-are-the-types-of-workers-compensation-benefits-in-pennsylvania/.
We Listen Carefully to You and Fight for the Check You Deserve When You Suffer a Ligament Tear Injury on the Job
Ligament tears can significantly impact your life and livelihood. At Dugan & Associates, we understand the intricacies of Pennsylvania's workers' compensation laws and are dedicated to ensuring you receive the benefits you deserve. Our experienced attorneys will guide you through the process, protect your rights, and work tirelessly to secure the best possible outcome for you and your family.
We listen and genuinely care about your well-being. Consultations are free, and if there is no recovery of compensation, there is no fee. Contact us online below or by telephone at 412-353-3572.
